Zacks Research Cuts Earnings Estimates for Ally Financial

Ally Financial Inc. (NYSE:ALLY) – Investment analysts at Zacks Research decreased their Q1 2025 earnings per share (EPS) estimates for Ally Financial in a report issued on Thursday, March 20th. Zacks Research analyst R. Department now anticipates that the financial services provider will earn $0.49 per share for the quarter, down from their prior forecast of $0.51. The consensus estimate for Ally Financial’s current full-year earnings is $3.57 per share. Zacks Research also issued estimates for Ally Financial’s Q3 2025 earnings at $1.02 EPS, FY2025 earnings at $3.26 EPS, Q2 2026 earnings at $1.19 EPS, Q3 2026 earnings at $1.49 EPS, FY2026 earnings at $5.16 EPS and FY2027 earnings at $6.83 EPS.

Ally Financial (NYSE:ALLY) last issued its earnings results on Wednesday, January 22nd. The financial services provider reported $0.78 EPS for the quarter, topping analysts’ consensus estimates of $0.57 by $0.21. Ally Financial had a return on equity of 9.31% and a net margin of 11.29%. The firm had revenue of $2.09 billion for the quarter, compared to the consensus estimate of $2.02 billion. During the same quarter in the prior year, the business earned $0.45 earnings per share. The company’s revenue was up 3.6% compared to the same quarter last year.

A number of other research firms have also issued reports on ALLY. Royal Bank of Canada upped their target price on shares of Ally Financial from $41.00 to $45.00 and gave the stock an “outperform” rating in a report on Thursday, January 23rd. Morgan Stanley upped their price objective on shares of Ally Financial from $41.00 to $45.00 and gave the company an “overweight” rating in a research note on Thursday, January 23rd. StockNews.com lowered shares of Ally Financial from a “buy” rating to a “hold” rating in a research note on Thursday, January 23rd. Wells Fargo & Company upped their price target on Ally Financial from $32.00 to $34.00 and gave the company an “underweight” rating in a research report on Thursday, January 23rd. Finally, Keefe, Bruyette & Woods lifted their price objective on Ally Financial from $44.00 to $56.00 and gave the stock an “outperform” rating in a research report on Monday, December 9th. Two investment analysts have rated the stock with a sell rating, nine have issued a hold rating and nine have assigned a buy rating to the company. Based on data from MarketBeat.com, Ally Financial has a consensus rating of “Hold” and an average price target of $42.53.

Ally Financial Stock Performance

ALLY opened at $37.50 on Monday. The firm’s fifty day simple moving average is $37.09 and its two-hundred day simple moving average is $36.33. Ally Financial has a 52-week low of $31.95 and a 52-week high of $45.46. The company has a market cap of $11.52 billion, a price-to-earnings ratio of 14.42, a PEG ratio of 0.32 and a beta of 1.40. The company has a quick ratio of 0.93, a current ratio of 0.93 and a debt-to-equity ratio of 1.51.

Ally Financial Announces Dividend

The firm also recently declared a quarterly dividend, which was paid on Friday, February 14th. Investors of record on Friday, January 31st were given a $0.30 dividend. The ex-dividend date was Friday, January 31st. This represents a $1.20 annualized dividend and a yield of 3.20%. Ally Financial’s dividend payout ratio (DPR) is 46.15%.

Insider Buying and Selling

In related news, CFO Russell E. Hutchinson purchased 19,100 shares of the business’s stock in a transaction dated Friday, January 24th. The stock was acquired at an average price of $39.45 per share, for a total transaction of $753,495.00. Following the completion of the purchase, the chief financial officer now directly owns 202,845 shares of the company’s stock, valued at $8,002,235.25. This trade represents a 10.39 % increase in their ownership of the stock. The purchase was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, CEO Michael George Rhodes acquired 25,634 shares of the stock in a transaction that occurred on Monday, January 27th. The stock was purchased at an average price of $39.09 per share, for a total transaction of $1,002,033.06. Following the completion of the transaction, the chief executive officer now owns 25,634 shares in the company, valued at $1,002,033.06. The trade was a ∞ increase in their ownership of the stock. The disclosure for this purchase can be found here. 0.67% of the stock is owned by company insiders.

Institutional Trading of Ally Financial

Hedge funds have recently made changes to their positions in the company. Tidal Investments LLC raised its holdings in Ally Financial by 1.1% during the fourth quarter. Tidal Investments LLC now owns 26,279 shares of the financial services provider’s stock worth $946,000 after purchasing an additional 280 shares in the last quarter. EP Wealth Advisors LLC raised its stake in shares of Ally Financial by 4.9% during the 4th quarter. EP Wealth Advisors LLC now owns 6,367 shares of the financial services provider’s stock worth $229,000 after buying an additional 297 shares in the last quarter. Maverick Capital Ltd. lifted its holdings in shares of Ally Financial by 1.2% in the 3rd quarter. Maverick Capital Ltd. now owns 26,120 shares of the financial services provider’s stock valued at $930,000 after buying an additional 299 shares during the period. Meiji Yasuda Asset Management Co Ltd. boosted its stake in shares of Ally Financial by 2.1% in the fourth quarter. Meiji Yasuda Asset Management Co Ltd. now owns 15,332 shares of the financial services provider’s stock valued at $552,000 after buying an additional 320 shares in the last quarter. Finally, Lido Advisors LLC grew its holdings in Ally Financial by 5.9% during the fourth quarter. Lido Advisors LLC now owns 6,455 shares of the financial services provider’s stock worth $232,000 after acquiring an additional 359 shares during the period. Institutional investors and hedge funds own 88.76% of the company’s stock.

About Ally Financial

Ally Financial Inc, a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments.