Reviewing Qifu Technology (NASDAQ:QFIN) and Integrated Ventures (OTCMKTS:INTV)

Integrated Ventures (OTCMKTS:INTV) and Qifu Technology (NASDAQ:QFIN) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, risk, earnings, dividends, analyst recommendations, institutional ownership and profitability.

Profitability

This table compares Integrated Ventures and Qifu Technology’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Integrated Ventures	-123.41%	N/A	-98.49%
Qifu Technology	31.82%	24.39%	11.68%

Earnings & Valuation

This table compares Integrated Ventures and Qifu Technology”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Integrated Ventures	$5.86 million	0.27	-$11.52 million	($0.79)	-0.36
Qifu Technology	$14.03 billion	0.45	$603.58 million	$4.94	8.11

Qifu Technology has higher revenue and earnings than Integrated Ventures. Integrated Ventures is trading at a lower price-to-earnings ratio than Qifu Technology, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a summary of recent ratings and price targets for Integrated Ventures and Qifu Technology, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Integrated Ventures	0	0	0	0	0.00
Qifu Technology	0	0	1	0	3.00

Qifu Technology has a consensus price target of $37.50, suggesting a potential downside of 6.44%. Given Qifu Technology’s stronger consensus rating and higher probable upside, analysts plainly believe Qifu Technology is more favorable than Integrated Ventures.

Risk & Volatility

Integrated Ventures has a beta of 3.25, meaning that its share price is 225% more volatile than the S&P 500. Comparatively, Qifu Technology has a beta of 0.63, meaning that its share price is 37% less volatile than the S&P 500.

Insider & Institutional Ownership

74.8% of Qifu Technology shares are held by institutional investors. 30.1% of Integrated Ventures shares are held by company insiders. Comparatively, 17.1% of Qifu Technology shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Qifu Technology beats Integrated Ventures on 12 of the 14 factors compared between the two stocks.

About Integrated Ventures

Integrated Ventures, Inc. engages in the mining of digital currency. The company manufactures and sells mining equipment and mining rigs; as well as develops blockchain software. It also provides transaction verification services for digital currency networks of cryptocurrencies, such as Bitcoin, Quant, and Dogecoin. The company is based in Tioga, Pennsylvania.

About Qifu Technology

Qifu Technology, Inc., through its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. It provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. The company also offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. The company was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.