CBIZ (NYSE:CBZ) versus XBP Europe (NASDAQ:XBP) Head to Head Analysis

XBP Europe (NASDAQ:XBP) and CBIZ (NYSE:CBZ) are both business services companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, risk, earnings, institutional ownership, profitability, analyst recommendations and dividends.

Risk and Volatility

XBP Europe has a beta of -0.28, meaning that its share price is 128% less volatile than the S&P 500. Comparatively, CBIZ has a beta of 0.99, meaning that its share price is 1% less volatile than the S&P 500.

Valuation and Earnings

This table compares XBP Europe and CBIZ”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
XBP Europe	$142.77 million	0.27	-$11.05 million	N/A	N/A
CBIZ	$1.81 billion	2.19	$120.97 million	$1.09	67.82

CBIZ has higher revenue and earnings than XBP Europe.

Analyst Recommendations

This is a summary of recent recommendations and price targets for XBP Europe and CBIZ, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
XBP Europe	0	0	0	0	0.00
CBIZ	0	0	2	0	3.00

CBIZ has a consensus price target of $86.00, indicating a potential upside of 16.34%. Given CBIZ’s stronger consensus rating and higher possible upside, analysts clearly believe CBIZ is more favorable than XBP Europe.

Profitability

This table compares XBP Europe and CBIZ’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
XBP Europe	-9.50%	N/A	-14.57%
CBIZ	7.08%	15.12%	6.16%

Institutional and Insider Ownership

15.7% of XBP Europe shares are owned by institutional investors. Comparatively, 87.4% of CBIZ shares are owned by institutional investors. 82.5% of XBP Europe shares are owned by insiders. Comparatively, 5.4% of CBIZ shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

CBIZ beats XBP Europe on 11 of the 12 factors compared between the two stocks.

About XBP Europe

XBP Europe Holdings, Inc. provides bills, payments, and related solutions and services in France, Germany, the United Kingdom, Sweden, and internationally. The company operates through two segments, Bills & Payments and Technology. The Bills & Payments segment focuses on optimizing how bills and payments are processed by businesses of all sizes and industries. This segment also offers automation of accounts payable and accounts receivables processes and seeks to integrate buyers and suppliers, as well as engages in digital transformation business. The Technology segment engages in the sale of recurring software licenses and related maintenance, and hardware solutions, as well as provision of related maintenance and professional services. In addition, the company offers XBP platform that provides a secured network allowing billers, consumers, and businesses to communicate and transact; XBP Omnidirect, a cloud-based platform that provides enterprise level client communication management; and Reaktr.ai for cybersecurity, data modernization and cloud management, and generative AI. Further, it provides request to pay solutions; enterprise information management solutions; robotic process automation solutions; digital mailroom and records digitization solutions; business process management and intelligent workflow automation solutions; integrated communications solution; banking and financial industry solutions and services; cross-border payments; digitization of checks; confirmation of payee; and mortgage and loan management solutions. The company is based in Egham, the United Kingdom. XBP Europe Holdings, Inc. operates as a subsidiary of Exela Technologies, Inc.

About CBIZ

CBIZ, Inc. provides financial, insurance, and advisory services in the United States and Canada. It operates through Financial Services, Benefits and Insurance Services, and National Practices segments. The Financial Services segment offers accounting and tax, financial advisory, valuation, risk and advisory, and government healthcare consulting services. The Benefits and Insurance Services provides employee benefits consulting, payroll/human capital management, property and casualty insurance, and retirement and investment services. The National Practices segment offers information technology managed networking and hardware, and health care consulting services. The company primarily serves small and medium-sized businesses, as well as individuals, governmental entities, and not-for-profit enterprises. CBIZ, Inc. was incorporated in 1987 and is headquartered in Independence, Ohio.