Critical Analysis: CURRENC Group (NASDAQ:CURR) & CBIZ (NYSE:CBZ)

CURRENC Group (NASDAQ:CURR) and CBIZ (NYSE:CBZ) are both unclassified companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, valuation, dividends, institutional ownership, profitability, earnings and risk.

Institutional and Insider Ownership

56.0% of CURRENC Group shares are owned by institutional investors. Comparatively, 87.4% of CBIZ shares are owned by institutional investors. 17.8% of CURRENC Group shares are owned by insiders. Comparatively, 5.4% of CBIZ shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Profitability

This table compares CURRENC Group and CBIZ’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CURRENC Group	N/A	N/A	N/A
CBIZ	7.08%	15.12%	6.16%

Volatility and Risk

CURRENC Group has a beta of -0.27, suggesting that its share price is 127% less volatile than the S&P 500. Comparatively, CBIZ has a beta of 0.95, suggesting that its share price is 5% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of recent ratings and price targets for CURRENC Group and CBIZ, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CURRENC Group	0	0	0	0	0.00
CBIZ	0	0	1	0	3.00

CBIZ has a consensus price target of $86.00, suggesting a potential upside of 0.52%. Given CBIZ’s stronger consensus rating and higher probable upside, analysts plainly believe CBIZ is more favorable than CURRENC Group.

Valuation & Earnings

This table compares CURRENC Group and CBIZ”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CURRENC Group	N/A	N/A	N/A	N/A	N/A
CBIZ	$1.59 billion	2.70	$120.97 million	$2.36	36.25

CBIZ has higher revenue and earnings than CURRENC Group.

Summary

CBIZ beats CURRENC Group on 9 of the 10 factors compared between the two stocks.

About CURRENC Group

Currenc Group, Inc. engages in operating a fintech banking platform. It operates through the following segments: Remittance Services, Sales of Airtime, and Other Services. The company is headquartered in Singapore.

About CBIZ

CBIZ, Inc. provides financial, insurance, and advisory services in the United States and Canada. It operates through Financial Services, Benefits and Insurance Services, and National Practices segments. The Financial Services segment offers accounting and tax, financial advisory, valuation, risk and advisory, and government healthcare consulting services. The Benefits and Insurance Services provides employee benefits consulting, payroll/human capital management, property and casualty insurance, and retirement and investment services. The National Practices segment offers information technology managed networking and hardware, and health care consulting services. The company primarily serves small and medium-sized businesses, as well as individuals, governmental entities, and not-for-profit enterprises. CBIZ, Inc. was incorporated in 1987 and is headquartered in Independence, Ohio.