Roth Capital Has Pessimistic Outlook of CINF Q3 Earnings

Cincinnati Financial Co. (NASDAQ:CINF) – Roth Capital cut their Q3 2025 EPS estimates for Cincinnati Financial in a research report issued on Wednesday, February 12th. Roth Capital analyst H. Fong now anticipates that the insurance provider will post earnings of $1.47 per share for the quarter, down from their prior estimate of $1.57. The consensus estimate for Cincinnati Financial’s current full-year earnings is $6.33 per share. Roth Capital also issued estimates for Cincinnati Financial’s Q4 2025 earnings at $2.77 EPS, Q1 2026 earnings at $2.29 EPS, Q2 2026 earnings at $1.64 EPS, Q3 2026 earnings at $1.67 EPS and Q4 2026 earnings at $3.20 EPS.

Cincinnati Financial (NASDAQ:CINF) last announced its quarterly earnings results on Monday, February 10th. The insurance provider reported $3.14 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.90 by $1.24. Cincinnati Financial had a net margin of 25.26% and a return on equity of 8.25%.

A number of other research firms have also commented on CINF. Roth Mkm raised their price target on Cincinnati Financial from $140.00 to $160.00 and gave the stock a “buy” rating in a research report on Wednesday. Keefe, Bruyette & Woods raised their target price on shares of Cincinnati Financial from $152.00 to $156.00 and gave the stock an “outperform” rating in a report on Tuesday, October 29th. Finally, Piper Sandler upped their price target on shares of Cincinnati Financial from $116.00 to $126.00 and gave the company a “neutral” rating in a report on Tuesday, October 29th. One investment analyst has rated the stock with a hold rating and five have given a buy rating to the stock. Based on data from MarketBeat.com, the company currently has an average rating of “Moderate Buy” and a consensus price target of $146.67.

Cincinnati Financial Stock Performance

CINF stock opened at $133.67 on Thursday. Cincinnati Financial has a 1-year low of $107.75 and a 1-year high of $161.74. The company has a current ratio of 0.31, a quick ratio of 0.31 and a debt-to-equity ratio of 0.06. The firm has a market cap of $20.90 billion, a PE ratio of 6.87, a P/E/G ratio of 2.42 and a beta of 0.71. The business’s 50-day moving average price is $142.47 and its two-hundred day moving average price is $140.42.

Institutional Inflows and Outflows

Hedge funds have recently added to or reduced their stakes in the business. Livforsakringsbolaget Skandia Omsesidigt grew its holdings in shares of Cincinnati Financial by 1,111.1% in the 3rd quarter. Livforsakringsbolaget Skandia Omsesidigt now owns 763 shares of the insurance provider’s stock valued at $104,000 after acquiring an additional 700 shares in the last quarter. Exchange Traded Concepts LLC acquired a new position in Cincinnati Financial during the third quarter valued at approximately $174,000. Creative Planning grew its stake in Cincinnati Financial by 167.2% in the third quarter. Creative Planning now owns 143,869 shares of the insurance provider’s stock valued at $19,583,000 after purchasing an additional 90,021 shares in the last quarter. Sumitomo Mitsui DS Asset Management Company Ltd increased its position in shares of Cincinnati Financial by 1.6% during the 3rd quarter. Sumitomo Mitsui DS Asset Management Company Ltd now owns 16,314 shares of the insurance provider’s stock worth $2,221,000 after purchasing an additional 256 shares during the last quarter. Finally, V Square Quantitative Management LLC raised its stake in shares of Cincinnati Financial by 11.1% during the 3rd quarter. V Square Quantitative Management LLC now owns 3,070 shares of the insurance provider’s stock worth $418,000 after purchasing an additional 307 shares in the last quarter. Institutional investors own 65.24% of the company’s stock.

Insider Buying and Selling at Cincinnati Financial

In other Cincinnati Financial news, Director Dirk J. Debbink acquired 1,000 shares of the stock in a transaction dated Tuesday, December 3rd. The shares were bought at an average cost of $157.19 per share, for a total transaction of $157,190.00. Following the completion of the acquisition, the director now directly owns 54,500 shares of the company’s stock, valued at approximately $8,566,855. This trade represents a 1.87 % increase in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Company insiders own 2.83% of the company’s stock.

Cincinnati Financial Increases Dividend

The company also recently announced a quarterly dividend, which will be paid on Tuesday, April 15th. Investors of record on Monday, March 24th will be given a $0.87 dividend. This represents a $3.48 dividend on an annualized basis and a yield of 2.60%. The ex-dividend date is Monday, March 24th. This is a positive change from Cincinnati Financial’s previous quarterly dividend of $0.81. Cincinnati Financial’s dividend payout ratio (DPR) is currently 16.65%.

About Cincinnati Financial

Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. It operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation.