Hilltop Holdings Inc. (NYSE:HTH) Releases Fourth Quarter 2024 Earnings Presentation: Highlights and Outlook

Hilltop Holdings Inc. recently disclosed its Fourth Quarter 2024 Earnings Presentation, showcasing a detailed breakdown of its financial performance. The presentation, released on January 31, 2025, delved into various segments within the company, providing insights into their operations and financial conditions.

In terms of results, Hilltop Holdings reported key figures, including a pre-tax income of $20.4 million for the fourth quarter of 2024, with a total net revenue of $126.4 million. This performance led to a pre-tax margin of 16.1%. Additionally, the company reported a return on average assets (ROAA) of 0.86%, earnings per share (EPS) diluted at $0.55, and a return on average equity (ROAE) of 5.76%.

The company’s structured finance sector notably generated $30.2 million in net revenue in Q4 2024, primarily from beneficial mortgage activity supported by certain states’ Down Payment Assistance programs. Furthermore, the presentation highlighted the Capital Management and Tangible Book Value growth strategies, which indicated a tangible book value per share of $29.49 at the end of the period.

Looking ahead, Hilltop Holdings discussed its outlook for 2025, outlining expectations for loan and deposit growth, net interest income variations, and projected mortgage origination volumes. The company forecasts maintaining stable gain-on-sale levels, a percentage increase in broker-dealer fees, with variable expenses aligning with revenue contributions from fee-generating businesses, among other insights.

The Fourth Quarter 2024 Earnings Presentation shed light on Hilltop Holdings’ financial performance and provided a glimpse into the company’s strategic vision for the upcoming year. Investors and analysts are likely to closely monitor Hilltop’s progress as it navigates the financial landscape ahead.

This article was generated by an automated content engine and was reviewed by a human editor prior to publication. For additional information, read Hilltop’s 8K filing here.

Hilltop Company Profile

Hilltop Holdings Inc provides business and consumer banking services. It operates through three segments: Banking, Broker-Dealer, and Mortgage Origination. The Banking segment offers savings, checking, interest-bearing checking, and money market accounts; certificates of deposit; lines and letters of credit, home improvement and equity loans, loans for purchasing and carrying securities, term, agricultural and commercial real estate, equipment loans, and other lending products; and mortgage, commercial and industrial loans, and term and construction finance.