Roadzen (NASDAQ:RDZN) and TWFG (NASDAQ:TWFG) Head-To-Head Comparison

Roadzen (NASDAQ:RDZN) and TWFG (NASDAQ:TWFG) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, institutional ownership, earnings, dividends, profitability and risk.

Profitability

This table compares Roadzen and TWFG’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Roadzen	-290.14%	-31,166.20%	-262.79%
TWFG	N/A	N/A	N/A

Institutional & Insider Ownership

24.7% of Roadzen shares are held by institutional investors. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Valuation & Earnings

This table compares Roadzen and TWFG”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Roadzen	$46.45 million	3.62	-$99.67 million	($1.92)	-1.28
TWFG	$185.45 million	2.33	$26.10 million	N/A	N/A

TWFG has higher revenue and earnings than Roadzen.

Analyst Ratings

This is a breakdown of current recommendations and price targets for Roadzen and TWFG, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Roadzen	0	0	2	0	3.00
TWFG	0	3	6	0	2.67

Roadzen presently has a consensus target price of $5.00, suggesting a potential upside of 103.25%. TWFG has a consensus target price of $31.14, suggesting a potential upside of 6.54%. Given Roadzen’s stronger consensus rating and higher possible upside, equities analysts plainly believe Roadzen is more favorable than TWFG.

Summary

TWFG beats Roadzen on 6 of the 10 factors compared between the two stocks.

About Roadzen

Roadzen, Inc., an insurtech company, provides various insurance products in the United States and internationally. It offers insurance as a service platform, including Via, which enables fleets, carmakers, and insurers to inspect a vehicle using computer vision; Global Distribution Network that enables the configuration, customer quote, payment, and administration of any insurance policy with any insurance carrier as the underwriter; xClaim, which enables digital, touchless, and real-time resolution of claims; StrandD, a digital, real-time dispatch, and tracking for roadside assistance and first notice of loss during accident claims; Good Driving that enables insurers and fleets to recognize drivers, train drivers, and build usage based insurance programs; and Drivebuddy AI, which provides driver-assistance capabilities. The company also provides insurance distribution platform that enables product creation and underwriting, re-insurer backing, and API exchange; and distribution, pre-inspection assistance, telematics, and roadside assistance. In addition, it offers insurance broker services. Roadzen, Inc. was founded in 2015 and is based in Burlingame, California.

About TWFG

TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. Its personal and commercial insurance products include auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers’ compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. The company was founded in 2001 and is based in The Woodlands, Texas. TWFG, Inc. operates as a subsidiary of Bunch Family Holdings, LLC.