Head to Head Analysis: International Money Express (NASDAQ:IMXI) versus Remitly Global (NASDAQ:RELY)

International Money Express (NASDAQ:IMXI) and Remitly Global (NASDAQ:RELY) are both business services companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, earnings, valuation, profitability, dividends, risk and analyst recommendations.

Profitability

This table compares International Money Express and Remitly Global’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
International Money Express	9.15%	46.30%	11.93%
Remitly Global	-5.63%	-11.58%	-6.57%

Institutional & Insider Ownership

86.7% of International Money Express shares are held by institutional investors. Comparatively, 74.3% of Remitly Global shares are held by institutional investors. 4.1% of International Money Express shares are held by insiders. Comparatively, 8.1% of Remitly Global shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Valuation and Earnings

This table compares International Money Express and Remitly Global”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
International Money Express	$665.67 million	0.99	$59.51 million	$1.79	11.84
Remitly Global	$1.18 billion	3.49	-$117.84 million	($0.35)	-59.29

International Money Express has higher earnings, but lower revenue than Remitly Global. Remitly Global is trading at a lower price-to-earnings ratio than International Money Express, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a breakdown of recent recommendations and price targets for International Money Express and Remitly Global, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
International Money Express	0	2	4	0	2.67
Remitly Global	0	1	8	0	2.89

International Money Express presently has a consensus price target of $27.00, indicating a potential upside of 27.36%. Remitly Global has a consensus price target of $22.75, indicating a potential upside of 9.64%. Given International Money Express’ higher possible upside, analysts clearly believe International Money Express is more favorable than Remitly Global.

Volatility & Risk

International Money Express has a beta of 0.82, indicating that its share price is 18% less volatile than the S&P 500. Comparatively, Remitly Global has a beta of 0.03, indicating that its share price is 97% less volatile than the S&P 500.

Summary

International Money Express beats Remitly Global on 9 of the 14 factors compared between the two stocks.

About International Money Express

International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards. It provides services through sending and paying agents and company-operated stores, as well as through online and Internet-enabled mobile devices. International Money Express, Inc. is headquartered in Miami, Florida.

About Remitly Global

Remitly Global, Inc. provides digital financial services for immigrants and their families. It primarily offers cross-border remittance services in approximately 170 countries. The company was incorporated in 2011 and is headquartered in Seattle, Washington.