Skyward Specialty Insurance Group (NASDAQ:SKWD) versus The Seibels Bruce Group (OTCMKTS:SBBG) Financial Analysis

Skyward Specialty Insurance Group (NASDAQ:SKWD) and The Seibels Bruce Group (OTCMKTS:SBBG) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, valuation, institutional ownership, earnings, dividends, profitability and analyst recommendations.

Analyst Recommendations

This is a breakdown of recent ratings for Skyward Specialty Insurance Group and The Seibels Bruce Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Skyward Specialty Insurance Group	0	3	7	1	2.82
The Seibels Bruce Group	0	0	0	0	0.00

Skyward Specialty Insurance Group presently has a consensus target price of $46.89, indicating a potential downside of 13.12%. Given The Seibels Bruce Group’s higher possible upside, analysts plainly believe The Seibels Bruce Group is more favorable than Skyward Specialty Insurance Group.

Profitability

This table compares Skyward Specialty Insurance Group and The Seibels Bruce Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Skyward Specialty Insurance Group	12.24%	16.39%	3.57%
The Seibels Bruce Group	N/A	N/A	N/A

Earnings & Valuation

This table compares Skyward Specialty Insurance Group and The Seibels Bruce Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Skyward Specialty Insurance Group	$1.09 billion	1.98	$85.98 million	$3.28	16.45
The Seibels Bruce Group	N/A	N/A	N/A	N/A	N/A

Skyward Specialty Insurance Group has higher revenue and earnings than The Seibels Bruce Group.

Insider & Institutional Ownership

94.8% of Skyward Specialty Insurance Group shares are held by institutional investors. 8.0% of Skyward Specialty Insurance Group shares are held by company insiders. Comparatively, 55.4% of The Seibels Bruce Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Volatility and Risk

Skyward Specialty Insurance Group has a beta of 0.53, meaning that its stock price is 47% less volatile than the S&P 500. Comparatively, The Seibels Bruce Group has a beta of 3.8, meaning that its stock price is 280% more volatile than the S&P 500.

Summary

Skyward Specialty Insurance Group beats The Seibels Bruce Group on 8 of the 11 factors compared between the two stocks.

About Skyward Specialty Insurance Group

Skyward Specialty Insurance Group, Inc., an insurance holding company, underwrites commercial property and casualty insurance products in the United States. It offers general liability, excess liability, professional liability, commercial auto, group accident and health, property, surety, and workers' compensation insurance products. Skyward Specialty Insurance Group, Inc. was incorporated in 2006 and is headquartered in Houston, Texas.

About The Seibels Bruce Group

The Seibels Bruce Group, Inc. provides processing, technology, and claims solutions to the property and casualty insurance industry. The company offers processing solutions for coastal markets; business process outsourcing; claims administration solutions; information technology outsourcing; and professional services. It also provides technology solutions, such as IPX enterprise insurance suite, CPX claims management system, FNOL first notice of loss, and reinspection processing xpert solutions; and claims solutions, including third party administration, catastrophe management, first notice of loss, multi-line adjusting and examination, reinspection, and subrogation/salvage services. The company was founded in 1869 and is based in Columbia, South Carolina.