Zacks Research Predicts Reduced Earnings for Ally Financial

Ally Financial Inc. (NYSE:ALLY) – Equities research analysts at Zacks Research lowered their Q3 2025 earnings per share (EPS) estimates for Ally Financial in a research note issued to investors on Wednesday, November 6th. Zacks Research analyst R. Department now expects that the financial services provider will post earnings of $1.17 per share for the quarter, down from their previous forecast of $1.33. The consensus estimate for Ally Financial’s current full-year earnings is $3.00 per share. Zacks Research also issued estimates for Ally Financial’s Q1 2026 earnings at $1.07 EPS, Q2 2026 earnings at $1.29 EPS, Q3 2026 earnings at $1.58 EPS and FY2026 earnings at $5.49 EPS.

A number of other analysts also recently commented on the company. Barclays decreased their price target on Ally Financial from $44.00 to $36.00 and set an “equal weight” rating for the company in a research report on Thursday, September 12th. Raymond James upgraded Ally Financial from an “underperform” rating to a “market perform” rating in a research note on Monday, October 21st. BTIG Research lowered shares of Ally Financial from a “buy” rating to a “neutral” rating in a research report on Monday, September 16th. TD Cowen lowered their price objective on shares of Ally Financial from $45.00 to $37.00 and set a “hold” rating on the stock in a research report on Monday, September 23rd. Finally, Bank of America reduced their target price on shares of Ally Financial from $46.00 to $37.00 and set a “buy” rating for the company in a research report on Wednesday, September 11th. One investment analyst has rated the stock with a sell rating, eight have assigned a hold rating and nine have assigned a buy rating to the company’s stock. According to MarketBeat.com, the stock has an average rating of “Hold” and an average target price of $40.38.

Ally Financial Trading Down 2.4 %

NYSE:ALLY opened at $36.64 on Monday. Ally Financial has a 52 week low of $25.23 and a 52 week high of $45.46. The firm has a 50-day moving average price of $35.50 and a two-hundred day moving average price of $38.82. The firm has a market cap of $11.16 billion, a price-to-earnings ratio of 14.66, a price-to-earnings-growth ratio of 0.45 and a beta of 1.40. The company has a debt-to-equity ratio of 1.36, a quick ratio of 0.92 and a current ratio of 0.92.

Ally Financial (NYSE:ALLY) last posted its earnings results on Friday, October 18th. The financial services provider reported $0.95 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.57 by $0.38. Ally Financial had a net margin of 10.84% and a return on equity of 8.39%. The firm had revenue of $2.10 billion during the quarter, compared to analyst estimates of $2.03 billion. During the same quarter in the prior year, the business posted $0.83 EPS. The business’s revenue was up 6.9% compared to the same quarter last year.

Ally Financial Announces Dividend

The company also recently announced a quarterly dividend, which will be paid on Friday, November 15th. Investors of record on Friday, November 1st will be issued a dividend of $0.30 per share. This represents a $1.20 dividend on an annualized basis and a yield of 3.28%. The ex-dividend date is Friday, November 1st. Ally Financial’s dividend payout ratio (DPR) is presently 48.00%.

Institutional Inflows and Outflows

Several large investors have recently bought and sold shares of ALLY. Janney Montgomery Scott LLC boosted its stake in Ally Financial by 9.7% during the first quarter. Janney Montgomery Scott LLC now owns 39,397 shares of the financial services provider’s stock valued at $1,599,000 after buying an additional 3,488 shares during the period. Quantbot Technologies LP purchased a new position in shares of Ally Financial during the first quarter worth about $812,000. Oppenheimer & Co. Inc. bought a new position in shares of Ally Financial in the first quarter worth approximately $367,000. Forsta AP Fonden raised its stake in Ally Financial by 7.1% in the first quarter. Forsta AP Fonden now owns 48,500 shares of the financial services provider’s stock valued at $1,969,000 after purchasing an additional 3,200 shares in the last quarter. Finally, Susquehanna Fundamental Investments LLC bought a new stake in Ally Financial during the first quarter valued at approximately $1,356,000. 88.76% of the stock is owned by institutional investors.

About Ally Financial

Ally Financial Inc, a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments.