Head-To-Head Comparison: ICC (NASDAQ:ICCH) and Selective Insurance Group (NASDAQ:SIGI)

Selective Insurance Group (NASDAQ:SIGI) and ICC (NASDAQ:ICCH) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their valuation, profitability, dividends, analyst recommendations, institutional ownership, earnings and risk.

Earnings & Valuation

This table compares Selective Insurance Group and ICC”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Selective Insurance Group	$4.55 billion	1.32	$365.24 million	$5.66	17.43
ICC	$87.93 million	0.82	$4.26 million	$1.72	13.40

Selective Insurance Group has higher revenue and earnings than ICC. ICC is trading at a lower price-to-earnings ratio than Selective Insurance Group, indicating that it is currently the more affordable of the two stocks.

Insider & Institutional Ownership

82.9% of Selective Insurance Group shares are held by institutional investors. Comparatively, 46.5% of ICC shares are held by institutional investors. 1.5% of Selective Insurance Group shares are held by insiders. Comparatively, 24.1% of ICC shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Profitability

This table compares Selective Insurance Group and ICC’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Selective Insurance Group	5.12%	8.75%	1.96%
ICC	4.31%	5.78%	1.77%

Risk and Volatility

Selective Insurance Group has a beta of 0.56, meaning that its share price is 44% less volatile than the S&P 500. Comparatively, ICC has a beta of 0.32, meaning that its share price is 68% less volatile than the S&P 500.

Analyst Ratings

This is a summary of current ratings for Selective Insurance Group and ICC, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Selective Insurance Group	1	4	2	0	2.14
ICC	0	0	0	0	N/A

Selective Insurance Group presently has a consensus price target of $98.50, indicating a potential downside of 0.18%. Given Selective Insurance Group’s higher probable upside, equities analysts plainly believe Selective Insurance Group is more favorable than ICC.

Summary

Selective Insurance Group beats ICC on 12 of the 13 factors compared between the two stocks.

About Selective Insurance Group

Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. It offers casualty insurance products that covers the financial consequences of employee injuries in the course of employment and bodily injury and/or property damage to a third party; property insurance products, which covers the accidental loss of an insured's real property, personal property, and/or earnings due to the property's loss; and flood insurance products. The company also invests in fixed income investments and commercial mortgage loans, as well as equity securities, short-term investments, and alternative investments, and other investments. It offers its insurance products and services to businesses, non-profit organizations, local government agencies, and individuals through independent retail agents and wholesale general agents. The company was founded in 1926 and is headquartered in Branchville, New Jersey.

About ICC

ICC Holdings, Inc., together with its subsidiaries, provides property and casualty insurance products to the food and beverage industry in the United States. It offers commercial multi-peril, liquor liability, workers' compensation, and umbrella liability insurance products. The company markets its products through independent agents in Arizona, Colorado, Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Ohio, Pennsylvania, Utah, and Wisconsin. ICC Holdings, Inc. was founded in 1950 and is headquartered in Rock Island, Illinois.